Retirement regret: 5% at 20, 34% at 60

At twenty-seven he says retirement is far away. At sixty-one he remembers saying the same thing thirty years ago. In a survey of 3,684 U.S. adults, the share naming "not saving for retirement early enough" as their biggest regret was 5% for Gen Z, 11% for Millennials, 26% for Gen X, and 34% for Boomers. The same regret grows with age. Not because it was unknowable, but because we knew and postponed it.